{"id":901,"date":"2020-03-16T08:57:29","date_gmt":"2020-03-16T07:57:29","guid":{"rendered":"https:\/\/vwg.nl\/uncategorized\/verruimde-bmkb-regeling-vandaag-opengesteld\/"},"modified":"2026-03-03T10:33:44","modified_gmt":"2026-03-03T09:33:44","slug":"expanded-sme-scheme-launched-today","status":"publish","type":"post","link":"https:\/\/vwg.nl\/en\/verruimde-bmkb-regeling-vandaag-opengesteld\/","title":{"rendered":"Expanded BMKB scheme launched today"},"content":{"rendered":"

\"\"<\/p>\n

In addition to the scheme for reduction in working hours<\/a> and special deferral of payment<\/a> Following tax reforms, the Ministry of Economic Affairs and Climate Policy has introduced the BMKB scheme with effect from 16 March 2020 expanded<\/a>. This scheme helps to safeguard the liquidity of SMEs by providing greater access to credit.<\/p>\n

Through the lenders<\/h4>\n

The BMKB scheme involves a government guarantee. The abbreviation BMKB stands for \u2018Guarantee for Small and Medium-sized Enterprises\u2019. Entrepreneurs cannot therefore apply for it directly. They must contact their lender (often a bank), which submits the application for the BMKB scheme to the Netherlands Enterprise Agency (RVO) and can then increase the loan granted to the entrepreneur.<\/p>\n

A guarantee means that the government stands as guarantor for (part of) the loan. As a result, lenders are willing to lend larger sums.<\/p>\n

Under the BMKB scheme, a business is classified as an SME if it employs no more than 250 full-time equivalent (FTE) staff and has an annual turnover of up to \u20ac50 million or a balance sheet total of up to \u20ac43 million.<\/p>\n

Current accounts as well<\/h4>\n

On the one hand, this relaxation means that the BMKB scheme also applies to bridging loans and overdraft facilities with a term of up to two years (previously, a term of one year had been specified).<\/p>\n

On the other hand, the State guarantees 75% of the loan provided by the lender (this was previously 50%).<\/p>\n

The current terms and conditions for the BMKB scheme can be found on the website<\/a> from the Netherlands Enterprise Agency.<\/p>","protected":false},"excerpt":{"rendered":"

Naast de regeling voor werktijdverkorting en bijzonder uitstel voor de betaling van belastingen heeft het Ministerie van Economische zaken en Klimaat de BMKB-regeling ingaande 16 maart 2020 verruimd. Via deze regeling kan de liquiditeit van MKB-ondernemingen worden veilig gesteld door ruimere mogelijkheden om te lenen. Via de kredietverstrekkers De BMKB-regeling betreft een borgstelling vanuit de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-901","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/comments?post=901"}],"version-history":[{"count":0,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/901\/revisions"}],"wp:attachment":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/media?parent=901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/categories?post=901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/tags?post=901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}