{"id":852,"date":"2019-11-19T13:31:01","date_gmt":"2019-11-19T12:31:01","guid":{"rendered":"https:\/\/vwg.nl\/uncategorized\/nieuw-de-mkb-verzuimontzorgverzekering\/"},"modified":"2026-03-03T10:33:38","modified_gmt":"2026-03-03T09:33:38","slug":"new-sme-absenteeism-cover-insurance","status":"publish","type":"post","link":"https:\/\/vwg.nl\/en\/nieuw-de-mkb-verzuimontzorgverzekering\/","title":{"rendered":"NEW: the SME Absenteeism Cover Insurance"},"content":{"rendered":"

\"\"<\/p>\n

In practice, many (small) employers struggle with the rules governing the obligation to continue paying wages to employees on sick leave. The Ministry of Social Affairs and Employment is therefore introducing, from 1 January 2020, the SME sick leave insurance scheme (among other measures).<\/p>\n

Diagram<\/h4>\n

This will therefore give employers an additional option from 2020 onwards. In a clear schedule<\/a> The government outlines the advantages and disadvantages of the four ways in which employees\u2019 illness can be managed:<\/p>\n

    \n
  1. no insurance;<\/li>\n
  2. insurance covering continued payment of wages, without support;<\/li>\n
  3. insurance covering continued payment of wages, with support;<\/li>\n
  4. SME Absenteeism Cover Insurance.<\/li>\n<\/ol>\n

    The SME sick leave insurance policy is taken out by the employer with a commercial insurer. This option was established on the basis of an agreement concluded in 2018 between the government, the insurers\u2019 association and the employers\u2019 organisations framework agreement<\/a>.<\/p>\n

    Other changes<\/h4>\n

    In addition to the introduction of the SME sick leave insurance scheme, a number of changes are being implemented to make it easier for employers to comply with all the rules relating to employees on sick leave.<\/p>\n

    This makes it clearer what criteria the UWV uses to assess employers in the context of the return to work of an employee on sick leave (the RIV assessment).<\/p>\n

    In addition, the employee will play a greater role under the so-called \u2018second track\u2019 scheme. Under this scheme, the employee does not return to their previous job after their sick leave, but instead takes up a position with another employer. The second track also allows for greater scope for experimentation, which increases the chances of successful reintegration with another employer.<\/p>\n

    Finally, with effect from 1 January 2021, the occupational health doctor\u2019s medical advice will take precedence. The UWV\u2019s medical adviser will then no longer issue a separate medical opinion.<\/p>","protected":false},"excerpt":{"rendered":"

    Veel (kleine) werkgevers struikelen in de praktijk over de regels rond de loondoorbetalingsverplichting voor zieke werknemers. Het ministerie van SZW maakt daarom vanaf 1 januari 2020 (onder andere) de MKB verzuimontzorgverzekering mogelijk. Schema Werkgevers krijgen er daarmee vanaf 2020 een keuze bij. In een overzichtelijk schema schetst de overheid de voor- en nadelen van de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-852","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/852","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/comments?post=852"}],"version-history":[{"count":0,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/852\/revisions"}],"wp:attachment":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/media?parent=852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/categories?post=852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/tags?post=852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}