{"id":1015,"date":"2020-11-26T06:45:18","date_gmt":"2020-11-26T05:45:18","guid":{"rendered":"https:\/\/vwg.nl\/uncategorized\/verlaag-de-eigen-bijdrage-bij-opname-in-een-zorginstelling\/"},"modified":"2026-03-03T10:33:54","modified_gmt":"2026-03-03T09:33:54","slug":"reduce-the-co-payment-for-admission-to-a-care-facility","status":"publish","type":"post","link":"https:\/\/vwg.nl\/en\/verlaag-de-eigen-bijdrage-bij-opname-in-een-zorginstelling\/","title":{"rendered":"Reduce co-payment when admitted to care facility"},"content":{"rendered":"

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If you are unexpectedly admitted to a long-term care institution, you will owe a personal contribution under the Long-Term Care Act (Wlz). The amount of this contribution depends on a number of factors, including the income you earn and your assets. The amount of the personal contribution is determined by the Central Administration Office (CAK). For this, CAK looks at the data from two years ago.<\/p>\n

Income and assets<\/strong><\/h4>\n

To calculate the own contribution, the aggregate income of two years back is looked at. This is the total income in the three boxes of the income tax return.<\/p>\n

Power<\/strong><\/h4>\n

When calculating the own contribution due, the assets in box 3 (the income from savings and investments) are also taken into account. The capital is included if it exceeds the tax-free capital of \u20ac 30,846 (2020). By reducing the capital in box 3, the personal contribution can also be reduced.<\/p>\n

Reduce assets in box 3<\/strong><\/h4>\n

There are several ways to reduce equity. For example, consider gifting assets to children or grandchildren. These gifts can be made in cash or on paper. You can read more about the paper donation in our article: Don't forget the interest on your debt recognition<\/a>.<\/p>\n

We are happy to think with you about which way of gifting best suits your situation.<\/p>\n

Do you have a living will?<\/strong><\/h4>\n

A so-called living will may contain a power of attorney to make gifts. This can be useful if you are no longer able to do so yourself at the time you end up in a care institution. Through the living will, it is then still possible to reduce the size of the assets in box 3 by donating them away.<\/p>\n

Anything changed?<\/strong><\/h4>\n

Are you admitted to a care institution and your income and\/or assets are lower now than on 1 January two years ago? Then you can request the CAK to reassess the own contribution based on the current data.<\/p>","protected":false},"excerpt":{"rendered":"

Indien je onverhoopt langdurig wordt opgenomen in een zorginstelling ben je op grond van de Wet langdurige zorg (Wlz) een eigen bijdrage verschuldigd. De hoogte van deze bijdrage is afhankelijk van een aantal factoren, waaronder het inkomen dat je verdient en je vermogen. De hoogte van de eigen bijdrage wordt vastgesteld door Het Centraal Administratie […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1015","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/1015","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/comments?post=1015"}],"version-history":[{"count":1,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/1015\/revisions"}],"predecessor-version":[{"id":3027,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/1015\/revisions\/3027"}],"wp:attachment":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/media?parent=1015"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/categories?post=1015"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/tags?post=1015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}