{"id":1004,"date":"2020-11-03T06:30:54","date_gmt":"2020-11-03T05:30:54","guid":{"rendered":"https:\/\/vwg.nl\/uncategorized\/nog-steeds-minder-omzet-now-3-0-en-tvl-2-0\/"},"modified":"2026-03-03T10:33:54","modified_gmt":"2026-03-03T09:33:54","slug":"turnover-is-still-down-now-at-3-0-and-tvl-at-2-0","status":"publish","type":"post","link":"https:\/\/vwg.nl\/en\/nog-steeds-minder-omzet-now-3-0-en-tvl-2-0\/","title":{"rendered":"Turnover still down: NOW 3.0 and TVL 2.0"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-6824\" src=\"https:\/\/vwg.nl\/wp-content\/uploads\/20190507_Genot.jpg\" alt=\"\" width=\"1200\" height=\"628\" \/><\/p>\n<p>If you have once again been forced to close your business, or if you are still experiencing a fall in turnover due to the coronavirus pandemic, you can apply for the NOW version 3.0 and the TVL version 2.0 schemes. These schemes reimburse part of your wage costs and fixed expenses. Below is a brief overview of the key principles of these two schemes.<\/p>\n<h4>NOW 3.0 at a glance<\/h4>\n<p>Under this scheme, you, as a business owner, can receive a reimbursement for part of your wage costs. You probably already applied for NOW 1.0 and\/or NOW 2.0 at the start of the coronavirus pandemic. However, NOW 3.0 includes a number of changes.<\/p>\n<ul>\n<li>Applications can be submitted from 16 November 2020.<\/li>\n<li>The fall in turnover must still amount to 20% or more.<\/li>\n<li>The period used to determine the drop in turnover may start on 1 October, 1 November or 1 December. If you have already applied for NOW 2.0, the period must correspond to the period you chose for NOW 2.0. If you have only applied for NOW 1.0, you are free to choose which month to use as the starting month for NOW 3.0.<\/li>\n<li>June 2020 is the reference month for the social security wage. The average social security wage over the three-month period of October, November and December is therefore compared with the social security wage for June.<\/li>\n<li>A lower social security wage for October to December compared with the social security wage for June may result in a lower NOW subsidy. However, a difference of 10% or less will not affect the subsidy. This is a new rule, but it only applies to a <strong>bearing<\/strong> Social Security wage compared with June. If the average Social Security wage for October to December <strong>higher<\/strong> If it is June, you will not receive any grant for the higher portion.<\/li>\n<li>The grant amounts to 80% (instead of 90% under NOW 1.0 and NOW 2.0).<\/li>\n<li>The advance payment amounts to 80% (this was also the case under NOW 1.0 and 2.0).<\/li>\n<li>The surcharge on the subsidy remains at 40% (this covers employers\u2019 contributions and holiday pay, which are excluded from the social security wage).<\/li>\n<\/ul>\n<p>For each employee, the subsidy is calculated only up to a salary of \u20ac9,691. If an employee\u2019s salary exceeds this amount, no subsidy is paid on the excess amount.<\/p>\n<p>The obligation to make every effort to provide further training and\/or retraining for your employees also applies under the NOW 3.0 scheme. In this context, it is advisable to inform your employees in writing (for example, by email) of existing opportunities offered by the government. This is because it is a duty of best efforts, not a duty to achieve a specific result. See, amongst others:<\/p>\n<p><a href=\"https:\/\/www.hoewerktnederland.nl\/\" target=\"_blank\" rel=\"noopener noreferrer\">hoewerktnederland.nl<\/a><\/p>\n<p><a href=\"https:\/\/www.ser.nl\/nl\/Publicaties\/ontwikkelen-en-cursusaanbieders\" target=\"_blank\" rel=\"noopener noreferrer\">Development and course providers<\/a><\/p>\n<p>There will also be NOW 4.0 and 5.0. The fact that there are two more rounds to come may be important when choosing the period for which you claim the drop in turnover.<\/p>\n<h4>TVL 2.0 at a glance<\/h4>\n<ul>\n<li>Applications can be submitted from mid-November (it is expected).<\/li>\n<li>Available to all businesses (TVL 1.0 was only available to certain sectors\/SBI codes).<\/li>\n<li>The TVL grant is for SME business owners and self-employed people.<\/li>\n<li>The fall in turnover must be 30% or more.<\/li>\n<li>The decline in turnover is calculated by comparing the fourth quarter of 2019 with the fourth quarter of 2020.<\/li>\n<li>You must have fixed expenses totalling at least \u20ac3,000 for the period from October to December 2020.<\/li>\n<li>The minimum grant amount is \u20ac750 and the maximum grant amount is \u20ac90,000 per business, per quarter.<\/li>\n<\/ul>\n<p>There will also be TVL 3.0 and 4.0 (only for the designated SBI codes). If you would like to be notified as soon as applications for the TVL grant open, please click here <a href=\"https:\/\/www.rvo.nl\/subsidie-en-financieringswijzer\/tvl\/aanmelden-update-openstelling-tvl-oktober-december-2020-wssl\" target=\"_blank\" rel=\"noopener noreferrer\">link<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Heb je wederom je onderneming verplicht moeten sluiten of is er nog steeds sprake van omzetdaling vanwege de coronapandemie dan kun je een beroep doen op de NOW versie 3.0 en de TVL versie 2.0. Deze regelingen vergoeden een deel van de loonkosten en vaste lasten. Hieronder een kort overzicht van de uitgangspunten van deze [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1004","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/1004","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/comments?post=1004"}],"version-history":[{"count":0,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/posts\/1004\/revisions"}],"wp:attachment":[{"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/media?parent=1004"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/categories?post=1004"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vwg.nl\/en\/wp-json\/wp\/v2\/tags?post=1004"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}